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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Would you do finance for a plumber with fair credit?

Hi there Edwin.

I'm a self-employed plumber and bring home around £1500 a month. My credit score is about average, I don't have much of a credit history and haven't for some time, the only credit I have is 2 phone bills being paid monthly in my name. I am on the electoral roll and would be able to give a deposit of £2000. Could you help?

Posted by Jeremy H on


Hi Jeremy, thank you for your question!

With regards to your credit score, don't worry as it seems you do have some active credit based on what you have told me. Have you always paid these phone bills on time?

The fact that you are on the electoral roll , and have a deposit may well help your application. These factors combined with the fact that you have a regular income, lead me to believe that there is a possibility we can help you, Jeremy! Can you provide proof of income for the previous 3 months?

Please make an application when you're ready and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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