Skip to content

Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
image description

Edwin Miles. Underwriting Manager

Car Finance Calculator

Calculate your loan immediately


How can I help you?

Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

Would I be able to get car finance If I work in retail and have bad credit?

Hiya Edwin,

I work in retail in a clothes shop and earn about £1000 a month. I am on the electoral roll, but I defaulted on all of my finance agreements last year so I have bad credit. I was wondering if you would be able to help?

Posted by Louise M on


Hi Louise, thank you for your question!

The fact that you are earning a regular income of £1000, and are on the electoral roll is great, and will improve your chances of getting approved.

With regards to your defaults, and bad credit, we do work with a panel of lenders, some of whom deal with customers with circumstances very similar to your own! How much were the defaults for? Providing they were under £5000, we could certainly try our best to help you!

Please make an application when you're ready and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

Posted by on

Rate Edwin’s advice.

image description

Do you have a question on this topic?

Ask a question or leave a comment on this topic below

Back to Car Finance Expert Q&A

Back to top