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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

Car finance for a Nurse with bad credit?

Hi Edwin, I'm a Nurse working for NHS, I earn just over £1500 a month after tax. I pay a phone bill from my account every month for myself and my daughter. The only thing is, I have bad credit and a couple of defaults on credit cards from a couple of years ago when I was a student nurse. Could you help me get car finance?

Posted by Sarah W on


Hi Sarah, thank you for your question.

You earn a regular income and have some active credit which is fantastic, and should help us get you an approval. Do you know if you are on the electoral roll? And do you pay all of your current finance on time?

With regards to your bad credit, although I cant guarantee anything at this stage, we may still be able to help as we work with a panel of lenders who specialise in providing finance to customers in circumstances similar to your own.

Please make an application when you're ready and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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