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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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I need finance for a Honda Civic that's £5000 but have bad credit

Hello Edwin,

I've seen a Honda Civic that I would really like as a car for my family. I'm worried that I will get declined because I have bad credit (400 on Experian), I think it's because I defaulted last year, and I am still in arrears with my mortgage payments. The car I have seen is £5000, I have a £1000 deposit. Could you help? We're desperate for a family car.

Posted by Philip P on


Hi there Philip, thank you for your question.

We actually work with a number of lenders that specialise in providing finance to those with bad credit, including to those with defaults. Do you have any credit currently that you have always paid on time?

You have a deposit of 20% so that will strengthen your application. There is no guarantee at this point but we will try our best to get you an approval!

Please make an application when you're ready and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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