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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

PCP for second hand car with fair credit?

Hi Edwin,

I've seen a second hand car I would like and need a PCP for it. My credit score is fair at 836. Would my score or the fact that the car is second hand cause any issues? I am on the electoral roll. Would you be able to help?

Posted by Edward W on


Hi there Edward, thank you for your question.

Your credit score seems fine, and you are on the electoral roll which will help us find you an approval! Do you have an active credit at the moment? For example a mobile phone contract, credit cards? This would also help.

Nothing is guaranteed at this stage but we will try our best to get you an approval.

Please make an application when you're ready and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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