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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

I'm an accountant and need £7000 car finance for a used car?

Hi Edwin,

I'm an Accountant working full time and I'm earning approximately £40,000 a year. I have a fair credit history (725), and I am currently paying a mortgage and phone bill. I am not on the electoral register, would this be a problem? Do you think this will be a problem?

Posted by Benjamin G on

Answer.

Hi Benjamin, thank you for your question!

The fact that you are not on the electoral roll simply means that it is more difficult for finance providers to trace your credit history, but would not rule out your chance of approval.

You are earning a healthy income, and assuming this is regular and you can prove this for the last 3 months, this will improve the chances of us finding you an approval.

With regards to your credit, a score of 725 isn't too bad and we work with a number of lenders who help customers with a similar score. We could try our best to find you an approval with the appropriate lender!

Please make an application when you're ready and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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