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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Car finance for Engineer with poor credit?

Hello Edwin,

I have lived in the UK for 4 years now and work as an Engineer, I am earning around £60,000. For some reason I have poor credit, I think it may be from a few missed payments on my mobile phone contract from a couple of years ago. Could I still get car finance as an Engineer with poor credit?

Posted by Abdul P on


Hi Abdul, thank you for your question.

You have lived in the UK for 4 years and our minimum requirement is 3 years, so you are fine on that front. You are also earning a very healthy, and regular income which is fantastic and will help us find you an approval.

With regards to your bad credit, it shouldn't cause too much of an issue as we work with a number of lenders that help customers with bad credit. Are you paying all of any current finance you have on time?

Please make an application when you're ready and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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