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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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I need to finance a £11,000 Volkswagen Golf, could you help?

Hi Edwin,

I am earning approx £35,000 a year and I am hoping to get finance for an £11,000 Volkswagen Golf, the issue is I have 2 defaults on my credit file , I am paying all of my credit on time now. Do you think you could help me?

Posted by Peter R on


Hi Peter, thank you for your question.

You are earning a healthy regular income which is fantastic! Are you able to provide proof of this for the previous 3 months?

With regards to the defaults, these shouldn't cause too much of an issue as we work with a number of lenders that help customers with previous defaults obtain car finance, so we will try our best to help you. The fact that you are now paying all your credit on time will also work in your favor.

Please make an application when you're ready and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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