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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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I need finance for a £12,500 Vauxhall Insignia but have bad credit, is that possible?

Hi Edwin,

I really need finance for a £12,500 Vauxhall Insignia but my credit is terrible! Think this is due to a CCJ I had a year or two ago. I have credit currently that I am paying on time. I work full time as a retail manager and earn around £1500 a month. Please can you help?

Posted by Paula M on


Hi Paula, thank you for your question.

You are in full time employment and now have some active credit that you are paying on time! This is great and should help us find you an approval. Are you on the electoral roll?

With regards to the CCJ, providing you have paid the debt off, or are showing intent to pay it off, we can try our best to help you!

Please make an application when you're ready and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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