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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Care assistant looking for a £5000 car loan

Hi Edwin!

I have been working full time as a care assistant for the last year, and I am starting to work night shifts next month, so would like a new car so I can get to and from work at all hours. I’ve had a couple of defaults in the last few years, but since I started working full time, I always pay my bills regularly! Do you think this would hold back my application? I am looking for a car around £5000 , but haven’t found anything yet.

Posted by Becky G on


Dear Becky, thank you for your question.

The fact that you have a regular income and pay your bills on time is great! We do have a large panel of lenders, some of which specialise in providing finance to people with defaults on their file such as yourself. We will certainly try our best to get you approved!

If approved with us you will be able to choose a car from any reputable dealership in the UK. To help while you are searching for a car, you would also have access to our exclusive members area, where you can use our online portal to search for a car from dealerships around the UK.

Please make an application when you're ready and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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