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Hi Edwin, I would like to get a car loan of £4000 but my I have a bad credit history. I had a couple of CCJs a few years back - and my credit score hasn’t fully recovered since then. I'm confident that I can afford to make my repayments as I have a regular job, am caught up with my debts, and paying all of my bills regularly. I’ve managed to save £2000 for a deposit and could save the rest, but it will take quite a while, and I’m desperate for a new car! I’m also trying to build up my credit rating again so I don’t want to apply and get rejected.
It’s great that you’re getting on top of your credit- and we may be able to help! We actually have lenders on our panel that specialise in helping people with bad credit secure finance- so we will try our very best to help you!
When you initially apply, we carry out a soft search which will not affect your credit score. If then we believe you have a good chance of approval with a lender, we will send across your application to them and they will then carry out a hard search which will be visible on your credit profile.
Please make an application when you're ready and if approved we provide a no obligation quote and you can buy a car from any reputable dealer in the UK. Kind Regards, Edwin