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Car Finance Expert Q&A

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Edwin Miles. Underwriting Manager

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Seasonal worker looking for car finance

Dear Edwin,
I am looking to get a new car, however I work overseas 8 months a year. The car will be staying here of course, I just need something to get me around when I’m home. I have a permanent address in the UK, and am paid by a British employer. Would I be eligible for finance if I’m on a seasonal contract? I have an Experian score of around 900, and am confident I can make the repayments due to what I earn when I’m away.

Posted by Rachel M on


Hi Rachel, Thank you for your question!

Provided you aren’t taking the car out of the country and have proof of income, we do have lenders that can help contract and seasonal workers secure car finance. You may just need to provide proof of income for the last 3 months.

Having good credit and a permanent UK address should definitely help your application! We have a large panel of lenders, and can do our best to find you a competitive finance rate for your new car.

Please make an application when you're ready and if approved we provide a no obligation quote and you can buy a car from any dealer. Kind Regards, Edwin

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