Skip to content

Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
image description

Edwin Miles. Underwriting Manager

Car Finance Calculator

Calculate your loan immediately


How can I help you?

Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

Call centre worker looking for Mazda 3 finance

Hello, I was wondering if you could help me.

I am looking for finance for a new Mazda 3, as I have had the same car for 5 years and would love to upgrade to something a bit more reliable. I only work part time (24 hours a week), and receive benefits on top of this. I’m pretty sure my credit is fair, as I had a couple a defaults a few years back - but this is all sorted now. Would I have a chance of being approved for finance if I am only working part time?

Posted by Joan H on


Hi Joan, thank you for your question!

Your credit isn’t too bad - and we actually do have some lenders on out panel that specialise in helping people with previous credit issues, such as defaults on their file like yourself, so we may be able to help you.

As long as you have a steady income there is no reason working part time should hurt your chance of approval! You do just need to make sure you specify all income (including benefits) on your application form, so we can try our best to find you a lender!

Please make an application when you're ready and if approved we provide a no obligation quote and you can buy a car from any dealer. Kind Regards, Edwin

Posted by on

Rate Edwin’s advice.

image description

Do you have a question on this topic?

Ask a question or leave a comment on this topic below

Back to Car Finance Expert Q&A

Back to top