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I'm a full time sales manager and I would like to finance a motorbike. I don’t have the best credit history, but I do have a deposit of £3000 and earn £40000pa. I have recently moved house, so would just like to know what sort of information you need from me? How long does the process take as I haven’t done a motorbike search yet, but would like to find one fairly soon. Also, I usually work until 7pm so what should I do if somebody needs to get in touch?
The fact that you have a good income and a deposit will help your application, and the good news is we do actually have lenders that can help people with poor credit such as yourself secure a loan. If approved, an advisor will be in touch within 24 hours to run through the specifics of your loan, and you can choose from here whether or not you would like to proceed.
We often have applicants who work late, which is why our office is open until 8pm. If you miss a call, you can just give us a call back on 0161 850 5322, or get in contact via online chat. If you prefer we contact you via email just pop a note at the end of your application, and we will be happy to organise this.
As a basic, our lenders will need to see proof of income, proof of 3 years UK address history and proof of licence. Proof of address can be in the form of a bank statement, or any bills in your name. There may be additional information requested, but this would depend on the lender with whom we could get you an approval with.
Please make an application when you're ready and if approved we provide a no obligation quote and you can buy a car from any reputable dealer in the UK. Kind Regards, Edwin