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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Finance for a 20 year delivery driver

Hey there,

I'm looking to finance £15,000-£20,000, with an initial deposit of £6,000 and pay it all within a 24 month period. I'm 20 years old & have been a self-employed delivery driver at Yodel for a total of 12 months. I've been in the electoral roll for the past 2 years. I've also had my mobile contract for 2 years all paid on time with no issues. I passed my driving test with a pass plus on September 2013.

My mother has an excellent credit score, earning £40,000+ a year and she may represent me as my guarantor. I plan to remain in full time employment. Many thanks!

Posted by Clive Bowler on


Hi Clive, thank you your question.

You're earning a regular income, and you are on the electoral roll which is great, and should help us to find you an approval! . As you have £6000 deposit I’m sure we could get you approved but you'd need to be able to prove your income with payslips or bank statements which hopefully won't be an issue.

We work with a number of lenders that help customers with fair credit obtain car finance, so we will try our best to help you! Do you have any other credit actively running from your account as well? The best way to go about this though is to make a joint application for car finance. You could be the main hirer and your mum act as guarantor. You'd obviously have to have her permission first.

Please make an application and once approved you can choose a car from any dealer and we also provide a no obligation quote. Kind Regards, Edwin

Posted by on

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