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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Nurse looking for Car Finance for a Ford KA

Hi Ed, My current car has been letting me down a lot recently so I know it is definitely time to get a new one. I work for the NHS as a midwife, I need a reliable car as I have to travel long distances to get to and from work. I have a fair credit history as I did have one CCJ a couple of years ago but that is now all cleared up. I would like around £6,000 over 48 months if this is possible, I was potentially looking at getting a Ford KA, will you be able to help?

Posted by Naomi Salop on

Answer.

Hello Naomi,

As you work for the NHS (a secure public sector job in the eyes of finance lenders) and have a fair to fair credit score i'm confident we'll be able to get you approved for a car loan. The rate you get will depend upon which lender we get you approved with and your credit circumstances, but we will try our best to help you. We have various lenders that specialise in providing finance for customers who may have experienced credit difficulties such as; defaults, late payments and CCJ's As long as you have a UK licence and can prove your income that'd obviously help our chances.

You're earning a regular income that should help us to find you an approval! Do you have a deposit at all? Are you on the electoral roll?If we get you approved I don't see £6000 as an issue as long as your affordability doesn't cause any problems.

Please make an application when you’re ready and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind regards, Edwin

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