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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Payment Plan with HMRC - Would This Affect My Credit Rating?

I am currently on a payment plan with HM Revenue & Customs.

Would this affect my credit rating and can you help me get car finance?

Posted by Charlotte on


Hi Charlotte, thank you for your question.

As far as i know debts with HMRC aren't recorded on your credit file unless this is a county court judgement you're talking about. Either way we do have lenders that help people with poor credit so i'm confident we can help.

Please make an application and once approved you can choose a car from any dealer and we also provide a no obligation quote. Kind Regards, Edwin

Posted by on

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Hello, I have an IVA. Would this stop me getting approved?

Posted by Danielle Bush on


Hi Danielle, thank you for your question.

No, the good news is that we have lenders that help people in IVA's get car finance as long as you have your practitioners permission to do so. Once this is confirmed please make an application and we'll endeavor to get you approved within minutes. Kind Regards, Edwin

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