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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Subprime car finance and car loans

Hi Ed, do you offer car loans or guaranteed finance to people who are classed as subprime?

Posted by Steve Banes on


Hi Steve, we do offer car finance to those who are classed as sub prime as we have a few lenders who specialise in offering people with bad credit car loans. We can't however, guarantee everyone will be accepted for car finance. Why do you class yourself as subprime? How does your credit history look? Kind Regards, Edwin

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Hi, if i have missed a few payments on my mortgage and credit cards does this class me as sub-prime?

Posted by Nick M on


Hi Nick, unfortunately from looking at what you've said it would mean that car finance lenders would see you as sub prime (if the missed payments are current). We do however, have subprime lenders that offer good rates for your circumstances. Have you applied elsewhere yet and what car do you want? Edwin

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