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Car Finance Expert Q&A

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Edwin Miles. Underwriting Manager

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I am not on the electoral role does this give me a bad credit rating?

I am not on the electoral role does this give me a bad credit rating.

Posted by Gerard on

Answer.

Hi Gerard, just because you aren't on the electoral roll doesn't mean that you have bad credit. The whole purpose of being on the electoral roll however, is so that lenders can trace your credit history at certain addresses. Why aren't you on the voters roll? Have you just moved address? Do you have any form of credit currently - credit or store card, personal loan, hire purchase? If you don't have any finance in place currently and you're not on the electoral roll then we will struggle to get you approved. However, if you're up to date on current financial commitments then please apply and we'll see what we can do for you. Kind Regards, Edwin

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