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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

Car Loans For People With Bad Credit

Hi Edwin, does your company offer car loans for people with bad credit? If so i need your help. I have a poor credit history and need a new car.

I've missed a few payments recently but have a clean mortgage and a £1500 deposit. Can you help?

Posted by David T on

Answer.

Hi David, after taking a look at your question i think that we can help.

We have many car loan lenders on our panel that offer car loans to people with a bad credit history.

The great news is that you have a large deposit (which lenders like) and from what you've said a few missed payments isn't the worse thing in the world and as you have a clean mortgage that's also a positive. Please make an application when you're ready and once approved we provide a no obligation quote and you can buy a car from any dealer. Kind Regards, Edwin

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Question.

Hi, I have a really bad credit score and I did a debt relief order about 5 years ago and have not had any credit since.

But I am now needing a car for myself and my small family. Would you be able to help me?

Posted by David Anthony Law on

Answer.

Hi David, thank you for your question.

The good news is that we do have lenders on our panel that help people who have been in debt relief orders in the past. We can't guarantee an approval however, as long as you are employed, have a UK licence and are on the electoral roll there is a chance we can get you accepted.

Once approved we provide a no obligation quote and you can buy a car from any UK dealer so if you meet the above criteria please make an application asap. Kind Regards, Edwin

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Question.

I have been bankrupt and that was back in December 2008. I have finance with Black Horse but keep getting turned down.

I have missed one payment in over a year - can you help me?

Posted by Eugene Mcclure on

Answer.

Hi Eugene, thank you for your question.

We are specialists in securing car finance for those that have been refused elsewhere and as you've only missed one payment in the last year i'm confident we can get you accepted.

Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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Question.

Hello, due to CCJs and numerous loans my credit rating has been shot to pieces and I have recently had to scrap my car as it failed its MOT.

I've just started a job which is basic £200 a week with commission on top and have seen a car at a private dealers who specialise in bad credit but i want to look round as i don't know if they'll sting me on finance for a car worth £2,995. What would be my chances with yourselves?

Posted by anthony devaney on

Answer.

Hi Anthony, thank you for your question.

We'd love to be able to help and we do have numerous lenders on our panel who can approve people with CCJs and past credit issues. You have a decent income which will improve our chances too.

Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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