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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Can you finance a car without a bank account?

Can I get car finance when I don't have a bank account? I work full time and can afford the payments but don't think I have credit rating?

Posted by Nick pearson on


Hi Nick, unfortunately with all the lenders we deal with you'd need a bank account as they need to take a monthly direct debit payment out of your account. It's really simple to get a bank account though - have you tried? It's good news that you're working. To check you credit score register with Experian and you'll then get then full picture of your credit report. Are you on the electoral register at your current address? If so, that's a good start. Do you have a contract mobile phone at all?

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