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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

New Car Finance Deals and Offers

Hello Edwin, i'm sourcing the internet for the best new car finance deals and offers on the market. What is the best rate that you can provide me for a new car? Rebecca

Posted by Rebecca Minster on

Answer.

Hi Rebecca, thanks for getting in touch. Our best rates that we can offer on new car deals at the moment is 7.9% APR with Santander. Have you applied anywhere yet and what car do you have your eyes on? Thank you, Edwin

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Question.

I want to buy a new Mercedes CLS - what options do I have? I live in the UK and work full time. Now I have a car but want to part ex to get a new one.

Posted by Marian Jarzebak on

Answer.

Hi Marian, how long have you lived in the UK for? If it's over 3 year we should be able to help you as long as you have a good credit history and a UK driving licence. How much is your current car worth and would you be using that as your deposit or do you have more cash deposit to place into the deal? Are you currently on the electoral roll at your current address? Regards, Edwin

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Question.

Hello, if your company approve me for finance can i purchase a new car?

Posted by Anita Trace on

Answer.

Hi Anita, if you're approved for finance with us then we can supply you with a new car. What car are you interested in? Edwin

Posted by on

Question.

I'm a new drivier. Would you be able to give me finance

Posted by Amy on

Answer.

Hi Amy, yes - this is possible as long as you're employed, have a full UK licence, some active clean credit history and on the electoral roll at your current address. Is this the case? Kind Regards, Edwin

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Question.

No, I'm not employed, I'm a full time mum to my 9 month old daughter.

Posted by Amy on

Answer.

Ok - do you have any income and do you have good credit?

Posted by on

Question.

Just benefits, child tax cred, income support & child benefit.. Yeah I have.

Posted by Amy on

Answer.

Ok - please make an application and we'll try and get you approved now. Let me know your reference number after you have applied. Edwin

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Question.

Hi, i'm 18 years old, in full time employment and a full UK resident since birth with a full uk driving licence. Would i be able to get car finance? Or would i be better off to make a joint application with my mom, although she doesn't have a full licence? Thank you.

Posted by Taylor on

Answer.

Hi Taylor, you seem to tick a lot of boxes however due to your age you may well be best applying alongside your mother (even though she doesn't have a licence). Please apply when you're ready.

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