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Car Finance Expert Q&A

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Edwin Miles. Underwriting Manager

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Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

Do car finance companies do employment checks?

What checks do you do on a persons employment when after a car loan? I am currently in a new job and have only been here for 4 months. I wouldn't want anyone calling my boss at this point. Would bank statements be acceptable for proof of income?

Posted by Steve on

Answer.

Hi Steve, thank you for your question. We only have one lender that carries out employment checks at this moment in time so it all depends upon which lender you get approved at. Do you have a good, fair or bad credit record? Bank statements or payslips are fine to prove income but you would need 3 months worth. If we do need to do an employment check the lender would fax or email a list of questions to answer to your employer. Looking forward to receiving your application. Kind Regards, Edwin

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Question.

I have a default for £365 which are all unfair bank charges so I would say my rating is quite poor. I do have an overdraft facility that I never use and a mobile phone contract I have had for 3 yrs... All paid on time. Do you think I have a chance? Thanks

Posted by Steve on

Answer.

Hi Steve, yes you stand a chance. Please apply and we'll aim to get you approved today :-)

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Question.

This comment is awaiting moderation.

Posted by Shahzad Adil on

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