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Can you take over the car finance from another company?
Hi Edwin. I was lucky enough to be approved for a loan from yourselves today and what I would like to know is can you buy the finance (attached to a particular car) from another company?
My cousin and fiancee are moving to Australia on January 2nd 2013 and they have a great little car we would like to get from them. It is a Mazda 2 (08 reg) and we know the car has been well maintained with full service history.
My fiancee has got her heart set on the car and it would be a massive help to my cousin not having to stress over payments. Is this possible? Regards, John
They are paying £171.42 a month with about 30 months left, so there is about £5142 left on finance but would come down with a final settlement figure.
Looking at sites like Autotrader and Mazda used car websites this car goes for £5000. I will get my cousin to get a proper settlement figure, but if you roughly based it on this what sort of time length and repayments do you think it would be?
I know you can't be accurate but if you could give me some idea that would be great. Thanks for you help. Regards
Hi John, £5000 over 48 months would be £130 per month if you have superb credit. £150 per month with fair credit and up to £180 per month if you have poor credit. All examples are approximate obviously. Kind Regards, Edwin