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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

Can I buy a car on credit from any dealer?

I have found a vehicle I want to purchase, but will you only finance cars that you source?

Posted by Kenneth Clarke on

Answer.

Hi Kenneth, in a nutshell we allow you to buy a car from any reputable dealer nationwide or if you're struggling our finance advisors can help locate one in your local area.

I take it you have a full UK licence and if requested you can provide proof of income (this isn't always mandatory). If so, please make an application and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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Question.

The car I found is a 2003 BMW M3 52,000 miles reg FE03 WYM. I don't have finance in place yet

Posted by Kenneth Clarke on

Question.

Thanks for the clarification. So would you finance a 2003 BMW M3, 52000 miles FSH from Imperial Motors, St Leonards, Sussex? Price £11,000 but I would be putting £5,000 down as deposit

Posted by Kenneth Clarke on

Answer.

Hi Kenneth, we'd have to provide the car and the finance. Please make an application so that we can see if we can get you approved first and then we can discuss the vehicle requirements. Edwin

Posted by on

Question.

If I found a car at a particular dealership would you be able to help? Or do I have to settle with what you can find?

Posted by Paafio Agyeman on

Answer.

Hi Paafio, as we supply the car and the loan we can't finance cars from other dealers. However, we have over 500 cars to choose from in group stock and i'm sure we'll be able to cater for your needs. What car is it you're interested in? Edwin

Posted by on

Question.

Where would i have to go to pick one of your cars up or can you deliver?

Posted by Ryan on

Answer.

Hi Ryan, we're based in Manchester but we can deliver our cars. Regards, Edwin

Posted by on

Question.

Hi there, can you arrange a loan so I can buy a specific car from a local garage. I have bad credit and also have a part exchange. I'm also nervous about putting in an application and damaging my credit score further as a result. Please help!!

Posted by Colin Bolam on

Answer.

Hi Colin - we've had a change in business direction recently and we can now allow you to choose your car from a dealer of your choice. We specialise in helping people with bad credit so i'd like to say we can help you out but i can't guarantee anything until we've seen your credit profile. Have you applied anywhere else online recently and if so where and what was the outcome? Regards, Edwin

Posted by on

Question.

Hi there. I've not applied anywhere else yet but have received a definite no from my bank. Can you help?

Posted by Colin Bolam on

Answer.

If the bank is the only place you've been declined then i'm pretty confident that we'll be able to secure you finance for the car you want. Please apply on our site when you get 5 minutes. A decision will be reached within 1-2 working hours. Regards, Edwin

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Question.

If I get car finace from you can I get a car from any car dealership?

Posted by Josh on

Answer.

Hi Josh, yes this is possible. Please apply when you get 5 minutes and inform me of your reference number :-) We'll then go from there.

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Question.

hi, how old can the car be that i can get finance on and can i chose any dealership i want..

Posted by Sati on

Answer.

Hi Sati, yes - you can choose a car from any dealer but the car usually can't be any older than 7-8 years at the start of the agreement.

Posted by on

Question.

Hello there, Please can you tell if you I can choose a car from any trader/dealer or does it have to be a dealer or car on your list? Thank you

Posted by Antony Quintin on

Answer.

Hi Antony, thank you for your question. We direct all of our approved customers to purchase a car from any reputable dealer in the UK.

A reputable dealer will be VAT registered, have their FCA interim or full permissions, have a forecourt with signage, a website and as a rule of thumb 15 cars plus. I hope this helps.

Please make an application when you're ready and if approved we also provide a no obligation quote. Kind Regards, Edwin

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