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Car Finance Expert Q&A

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Edwin Miles. Underwriting Manager

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Refused car finance the first time! Can you help?

I've just been refused car finance the first time, and they have passed my application on to someone else so i'm waiting to hear whether i've been accepted or not.

I've just been married and i don't know if they are refusing me because of just getting married, or bad credit if i have it, i have no idea.

Posted by julie taylor on

Answer.

Hi Julie, thank you for using the Q&A.

Have you applied for car finance in your maiden name or your new married surname? If all of your existing credit is in your maiden name and you've applied for finance with your new surname this could be causing a few issues with traceability etc. Have you managed to explain the situation to the finance company?

If you have already changed your name on your bank account, credit cards, electoral roll, store cards, driving licence, personal loans & any hire purchase agreements you currently have then i'd say bad credit is to blame. Which category do you fall in to? If it's the bad credit category and you've been refused car finance because of this we can help.

Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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Question.

I applied for car finance twice and keep getting refused. I think its because I have bad credit can you help?

Posted by Melanie Riley on

Answer.

Hi Melanie, thank you for your question.

We can help people who have been refused finance elsewhere as we have over 15 lenders on our panel - many that help people in your situation. Where have you applied recently and been declined?

Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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