Skip to content

Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
image description

Edwin Miles. Underwriting Manager

Car Finance Calculator

Calculate your loan immediately

close

How can I help you?

Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

I don't have any credit history - can i get a car loan?

Hi, im looking to get a loan for a car for my partner. I'm 18 and don't have a credit history yet, would it be possible for me to get a loan? Thanks

Posted by Daniel on

Answer.

Hi Daniel, because of the fact you have no credit it may be a better option to have a joint hirer on the agreement. Can your partner go on the agreement with you? This would strengthen your chances of being approved. Just a few questions - are you on the electoral roll at your current address? Do you have a full UK licence? Can you prove your income? Kind Regards, Edwin

Posted by on
4/5

Rate Edwin’s advice.

image description

Question.

Hi, i'd be doing it in my name because she isn't 18 till next month. It was sort of an 18th birthday idea. I don't drive myself and i've applied for the electoral role as we have only been living at the address together for 3 months. We are just waiting to receive the paperwork to sign and send it back. I can prove my income , thanks

Posted by Daniel on

Answer.

Hi Daniel, if you don't have a driving licence we unfortunately won't be able to help. KInd Regards, Edwin

Posted by on

Question.

Hi, I am in the same position except it is for me, I do have a drivers license and am on the electoral roll for my current address. What would my situation be?

Posted by Simon Turner on

Answer.

Hi Simon, as you have a driving licence and are on the electoral roll it certainly helps your cause. To get approved you may need a guarantor (family member) - is this possible? Edwin

Posted by on

Do you have a question on this topic?

Ask a question or leave a comment on this topic below

Back to Car Finance Expert Q&A

Back to top