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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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What is 0% Car Finance

Hello Edwin, Can you explain what 0% car finance actually is and how long is it for?

Posted by Jane Everitt on


Hi Jane, thank you for your question. 0% car finance acts as an interest free car loan for a certain period of time. For instance some car manufacturers offer 0% interest free car finance for 3 years if you meet certain criteria. In all cases you must have a superb credit history to obtain 0% car finance. We can offer interest free car finance for a limited period of time only and it all depends upon the purchase price of the car you're buying, the deposit you're placing into the deal and how long you wish to borrow the funds over. Kind Regards, Edwin

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I am looking to purchase a second hand ford kuga and need to do it through finance. Would I be able to get a 0% loan over 4 years to pay for this?

Posted by Mark on


Hi Mark, is this a deal Ford have on the go at the moment as we can't provide 0% car finance over the term of the loan?

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