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Car Finance Expert Q&A

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Edwin Miles. Underwriting Manager

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Can I sell my car even though the finance is in my partners name?

Hi Edwin, can I sell my car even though it is my ex partner who has the finance out but I am the registered keeper? Thanks

Posted by lisa on


Hi Lisa.

Until the finance is paid off completely, the finance company owns the vehicle.
As your partner is paying the finance, they are still responsible for the vehicle, even though you are the registered keeper.

If you were to sell the vehicle your partner would still need to make the monthly repayments and if he failed to do so the finance company would be eligible to repossess the vehicle from the person you sold it to. It is illegal to knowingly sell a car with outstanding finance to someone without informing them of the situation.
I hope this makes sense. Thanks, Edwin

Posted by on

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