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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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New Car Loan for a New Shape Astra

Hi, i have 3payments left on my car finance of 5yrs i would like one of the new shape astra but i have a couple poor credit accounts - one being my mortgage account and a few off others from 4 yrs ago with was the last time i got credit, I applied with arnold clark and got refused 5mths ago so didnt try again, my wife has bad credit would this affect me? I have stayed at the same house for 12yrs on the voters roll and work fulltime for the same company for 9yrs & have a good income. Can u let me know if you can help? Thanks

Posted by Tommy on


Hi Tommy, after reading your question we should be able to help. It all comes down to how bad your credit is and we won't know until we've taken a look at your credit history on Equifax. The one thing for sure is that we have access to more car finance lenders than Arnold Clark. Please just apply with us on your own but to answer your question your wife having bad credit won't effect your chances of being approved. Do you have a deposit at all? Edwin

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