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Edwin Miles. Underwriting Manager

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I haven't updated the address on my licence

Hi, my wife was approved for finance on a vehicle at the time of ordering. This was back in December and we are due to pick the car up next weekend. The dealer today emailed to ask that she bring both parts of her licence when we arrive next week to pick the car up. I didn't think this would be an issue, however, I have tonight noticed she has not applied to update the address on her licence since we moved house, which was some time before the finance application was approved. As the address on the licence is different to the one used when applying for the finance, are we going to have a problem next week? If so, is there anything we can do to avoid a problem, as it is no doubt too late to send her licence to the DVLA and get the updated licence and counterpart back in time. Many thanks, Chris.

Posted by Chris on

Answer.

Hi Chris, Thank you for your question.

This shouldn't be too much of an issue. Did you supply the finance company with the address stated on the licence when you applied for the finance (I imagine that you did, as most companies require 3 years address history to process an application)? If so, there should be no problem at all. However, if the finance company have never checked the address then this may cause an issue especially if there is any adverse credit at the address.

In this case I would advise that you call the DVLA and change the address on your licence. The finance company can then do a DVLA check on your licence but will probably require another form of ID such as a valid passport. I hope this helps. Edwin.

Posted by on
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