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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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How can I help you?

Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

What can help me get approved for car finance?

Hi, i have bad or even no credit rating.

I am desperate to get a family car for me and my son. I' only in a position to put a small deposit like £99.00. What can help my application get approved if anything? Thanks

Posted by Stacie Read on

Answer.

Hi Stacie, Apologies for the delayed response and thank you for your question.

We'd love to be able to help get you approved for a new car for you and your son. At carfinance247.co.uk we're specialists in helping people with poor credit and those that have a small deposit.

You may wish to consider adding a guarantor or joint applicant to your application who has better credit than you do - just make sure you have their permission first. Once we have you accepted you'll need the following: A copy of your driving licence, a proof of address (council tax or utility bill), payslips to prove your income and a proof of signature (a passport or back of a debit/credit card). Being on the electoral roll also helps.

Other than that just take your time when completing the application and when accepted we provide a no obligation quote and you can buy a car from any dealer. Thank you, Edwin

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Question.

Hi, I have bad credit & a CCJ what are the chances of me having a loan?

I need a new car but not sure best way to go about getting one. I cannot seem to get a loan but don't want to try with you if it will go against my credit score anymore if you understand?

Posted by Angela Charlton on

Answer.

Hi Angela, thank you for your question.

We do have specialist lenders on our panel that help people with CCJ's and bad credit so there is a chance we can get you accepted. Also the credit search we carry out doesn't leave a footprint on your credit profile. We carry out a "soft search" so this won't effect your credit score.

Please make an application when you can and if approved you can buy a car from any dealer. Kind Regards, Edwin

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