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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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I'm off work sick - can i still get car finance?

I've been of work for 3 months with stress and will be off work for aleast another 2 months. Would i still be considered for credit on a car and would i get finance straight away or have to wait untill i was back at work? Gary

Posted by gary moss on


Hi Gary, thank you for your question. The outcome all depends upon your credit history. If you have good credit and we can get you approved with one of our mainstream lenders they will only ask for a driving licence to get the deal funded so you'll be able to get into a car whilst still off work. However, if you have poor credit our lenders do job checks and ask for proof of income. This would be the stumbling block and we'd have to wait until you're back at work before proceeding. Kind Regards, Edwin

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