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Car Finance Expert Q&A

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Edwin Miles. Underwriting Manager

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Stoneacre Car Finance

I have been refused car credit from Stoneacre. Do you think you will be able to help me?

I have defaulted on some things in the past but i've sorted them out now. I've looked at my credit report and its fair with a score of 795. Do you think you could help me?

Posted by Kelly on

Answer.

Hi Kelly, thank you for your question.

We work with a large panel of lenders, many of whom can help those with fair credit scores, so I'm fairly confident that we could get you approved for car finance.

As long as you have proof of a monthly income, 3 years address history and a licence, we should be able to help. When you're ready, please make an application here. If approved, you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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Question.

I have applied for car finance with Stoneacre and been refused. I do have a very poor credit score of 187.

I have a car to trade in - do you think you would be able to help?

Posted by Catherine Jones on

Answer.

Hi Catherine, thank you for your question.

You do have a low credit score but we work with a number of sub-prime lenders, so we should be able to help.

We can't guarantee an approval but we'll certainly try our best. The fact that you have a part exchange to trade in as a deposit will also help. Please make an application and if approved, you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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