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Hi, I am looking to purchase another used vehicle as I am now looking for something a little bigger to accommodate my circumstances but I still have about £1,000 to pay off with the finance company, would I still be able to apply for finance with yourselves? Would you value my car at all and take this off the finance? I apparently have bad credit but no CCJ's, IVAS, just a few defaults, even though I have been paying my current car finance for 3 years now and never missed a payment......your help would be much appreciated.
Hi James, yes we can help no problem. Thanks for using the Q&A and apologies for the delayed response. We have many lenders who help people with a blemished past and we can take your current car in part exchange no problem and settle the existing finance. To value your part ex we'd send an appraisal form over that needs to be completed in detail and then we'd also need a written settlement figure from your current finance company. If your car is worth more than the finnace settlement amount then we'd place the rest towards a deposit. I look forward to receiving your application. Kind Regards, Edwin