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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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How can I help you?

Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

I need car finance for a BMW1 Series

Hi, I am keenly interested in purchasing a BMW1 series, 5 door, 118 Diesel, with SE trim (DAB digital radio, the BMW Professional radio, Bluetooth hands-free and USB connectivity, and steering wheel controls), with driver and interior comfort pack. Having checked the site, this is not in the list of cars. Also I have a good salary and disposable monthly income but no available deposit. Is this something car finance can assist with?Many Thanks, Rui Gomes

Posted by Rui Gomes on


Hi Rui, thank you for getting in touch.

We allow our customers to choose a car from any reputable dealership in the UK, so you're free to go out and find the BMW that you'd wish to own and we'll do our best to get you the finance for this.

The fact that you have a good income is of benefit to your application; how is your credit history and are you on the electoral roll at your current address? Kind Regards, Edwin

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Hello, I have past credit problems but have been employed and have been asked to start a new job with a higher wage. My new company has offered £500 per month as a care allowance. Obviously i'm trying to workout how much i will have after tax on this. I've never had this sort of finance as i've generally had a fully expensed vehicle before. I'd like a used car, something like a BMW 1 series or a 320d but not sure how to go about this.

Posted by Richard Syrda on


Hi Richard, we do have lenders on our panel that help people with past credit problems.

What we need to do is get you approved first and then you are free to choose a car from any local dealer. As you have an allowance you can obviously afford the car and a BWM 1 Series shouldn't be a problem. As long as you have some active clean credit at your current address and you can prove your income we should definitely be able to get you approved. I look forward to receiving your application. Kind Regards, Edwin

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Hi. I have a fair credit score with no adverse history that I can see on my file. Can you help me with a Hire Purchase?

Posted by Angelique zakir on


Dear Angelique, thank you for your question.

We work with a number of lenders who help customers that have a fair credit history, so we may be able to help you! Are you on the electoral roll?

Please make an application when you're ready and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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