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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

Maximum age of Guarantor for car finance?

Hello, Is it possible for a car finance company to reject a guarantor due to them being too old? Thanks

Posted by Ronnie on


Hi Ronnie, thank you for your question.

All lenders have set criteria and age restrictions so to answer your question the answer is yes. The maximum age for a guarantor that we can accept is 80.

How old is the guarantor you were thinking of using? Please make an application when you're ready and once approved we provide a no obligation quote and you can buy a car from any dealer in the UK. Kind Regards, Edwin

Posted by on

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I am in desperate need of a car as mine has given up and i have work commitments. I have a very poor credit rating of around 530 and i work full time taking home £1000 per month. I have nobody who is able to be a guarantor for me.

Do you think i could still get finance? I ask because i really don't want to pay any fees if it's going to result in a no! I have already applied for £1500 but i would like to know my chances before going further. Many thanks

Posted by Victoria Carr on


Hi Victoria, thank you for your question.

We do have lenders on our panel that help people with poor credit so i'm confident we can help you even though you don't have a guarantor as you have a decent monthly income.

We don't charge any up-front fees to get you approved for car finance either. Please make an application when you are ready. Kind Regards, Edwin

Posted by on


Hi, I am looking to buy a car around £25,000. I have been rejected for the finance from the dealership and they do not offer a guarantor option. I have a close family member who is willing to guarantor me who has a excellent credit score.

So what i would like to know 1. what options and where i could get a finance company that will look at this. 2. Also will i have to pay very high APR for a deal like this (25%>). I look forward to your speedy response.

Posted by Andrew Murray on

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