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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

Car finance with a few blips on experian report

Hi Edwin, I'm looking for a loan of about £10k - £12k with £1k deposit and possible part exchange. However, I have 2 defaults on Experian report with score of 886.. I've been in the same work for 5 years, just been promoted and have car allowance of £4k a year. Do you think this will effect me getting finance? Just trying to be as honest as possible. Thanks Mark

Posted by Mark P on


Hi Mark, apologies for the delayed response and thank you for being as honest as possible.

Having a £1000 deposit and a part exchange available will definitely help your cause. Your credit score is decent, and many of our lenders can help those with defaults, so I am hopeful that we could help.

Please make an application here when you're ready. If approved, you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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