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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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PCP for Citroen DS3

Hi, my score on experian is only 617 due to having 4 cards near their credit limits with a total of £5000 but have no missed payments with anything or ccj's and 4 car finance accounts settled with perfect payments. I bring home £1900 a month and want a new citroen ds3 on pcp. Can you help? Regards, Darren

Posted by Darren on


Hi Darren, thank you for your question.

Our lenders that offer PCP agreements do require applicants to have a good credit history, and it does sound as though you do have a fairly good credit history with no missed payments and settled accounts, so we would be hopeful of getting you approved for a PCP.

Your credit score itself does seem quite low though - are you on the electoral roll at your current address?
When you're ready, please make an application. Regards, Edwin

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