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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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0% car finance deal but with a bad credit rating?

Hello, Can anything be done to finance the deal as i have become disabled and my wife has taken my debt on?

She is a driving instructor and needs a car. The garage are offering a 0% deal over 3 years but the credit check is bad.

Posted by Ian Dawson on


Hi Ian, it's highly unlikely i'm afraid that you will be able to obtain 0% car finance if you have a bad credit record as these deals are reserved for people with immaculate credit ratings.

Does your wife have a bad credit record? What has the dealership said when you applied? Have you been declined?

We can help people with bad credit ratings get acr finance but obviously 0% isn't an option. Please make an application and once approved you can choose a car from any dealer and we also provide a no obligation quote. Kind Regards, Edwin

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