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Hi Andrew, from what you say you tick most of our required boxes however, as we act as a broker we try our best to secure you finance and without seeing your credit profile we've no way of determining whether we can help 100% or not.
I take it you've been approved at ACF car finance if they want you to buy a car from their own stock? If so, we can offer better rates and when accepted we provide a no obligation quote and you can choose a car from any dealer nationwide.
The fact that you earn good money, have a part ex and cash deposit is a great help. Please apply if you feel comfortable and we'll try our best to get you approved. Kind Regards, Edwin
Hello, I have a credit score of 916 and I've had an application for finance rejected.
I have a car to part exchange, have been promised £16000 for the car with £8000 still to pay for current finance agreement. I am looking to borrow £10,000 to put towards new car. I make £36,000 a year. Please advise.
Hi Del, thanks for the question and apologies for the delayed response.
As you have £8000 equity in your current car to use as a large deposit towards a newer car there should be no reason why we can't get you approved for £10,000 as you have a good credit score and a good income.
As long as you can prove your earnings (3 months payslips), have some current clean credit, a UK licence and are on the electoral roll there shouldn't be any issues. Please apply and once accepted you can choose a car from any dealer.
Hi, I'm looking to get another car as mine is nearing the end of its life. I have a credit score of 565 from experian. I have one remaining credit card to pay off. I am doing this through an installment agreement between myself and the card company. I would like to finance a car that will get me beyond paying both the car and card off.
I'm currently employed and have a basic salary £21000 but make more due to a large expectation that I will work overtime. Can you help me?
In the next few months im hoping to purchase a new vehicle, with a purchase price of approx £2500-£3000. I have a vehicle now worth approx £1000 and also approx £500 cash. So, I only require approx £1000 finance.
But I have an awful credit rating due to being in a debt management plan which I pay every month with no problems. I also have a credit card I also pay every month.
I have an annual salary of approx £25k. I can't get credit anywhere, what are my chances with yourselves? Regards, Stuart
We can indeed help people in DM plans get car finance and as you now have some clean credit and a large deposit i'm confident we could get you approved. Your salary is also decent so this will improve your chances.
However, the stumbling block is the amount you wish to borrow. he minimum amount we lend is £2000. Would you consider a newer and more economical car? If so, please make an application here and once approved we provide a no obligation quote and you can buy a car from any dealer. Kind Regards, Edwin