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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

I don’t work but have a good credit rating - will I be able to get car finance?

Hi there, I'm unemployed but have a good credit rating. I'm also on the electoral roll and can provide proof of my benefits as income. In your opinion do you think you can help me?

Posted by Caron Gillies on


Hi Caron, if your credit rating is strong enough it is possible to be accepted for a car loan without being in work.

However, we would recommend applying with a joint applicant if possible as this would strengthen you chances. I also take it you have a UK bank account and a full UK licence.

Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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