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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Car Finance or Contract Hire

Hi, I have an unsettled CCJ against me due to my business crashing. I have just started getting work coming in and need a car that's diesel new with no hassles. I am travelling 100 miles a day to work in London and the fuel cost is killing me. I need a diesel for economy. Is there a way i can get a vehicle with ccj? I am currently earning £2800 a month so payments are not a problem. Can i get car finance / contract hire.

Posted by Mark A on


Hi Mark, thank you for your question and apologies for the delayed response.

We do have lenders that help people with CCJs and as you have a good income, we should be able to help. If approved with us, you can choose a vehicle from any reputable dealership in the UK as we just supply the finance - the money will go direct to the dealer. In terms of the difference between "Car Finance" and "Contract Hire" they are the same thing. Basically you "Hire" the car with monthly rentals from the finance company until you have made ALL payments. Once you have made all payments due, the transfer of ownership takes place from the finance company to yourself.

When you're ready, please make an application and, if approved, we provide a no obligation quote. Have a good evening. Edwin Kind Regards, Edwin

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