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Car Finance Expert Q&A

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Edwin Miles. Underwriting Manager

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Declined by Evans Halshaw for car finance

Hello, I found a car at Evans Halshaw, applied for finance and got declined.

I was wondering how it would work to apply here and still get the car from Evans Halshaw. Is this possible?

Posted by Scott B on

Answer.

Hi Scott, this is exactly what we do.

We are specialists in providing car finance to those who have recently been declined. If approved you are free to choose your car from any reputable UK dealership.

As long as you're employed, can prove your income with payslips, have lived in the UK for a minimum of 3 years and have a driving licence, we should be able to help. Please make an application and, if approved, we provide a no obligation quote. Kind Regards, Edwin

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Question.

I have previously been declined finance on a car from evans halshaw. They didn't state the reason - they just said it had been rejected. Is there anything you can do to help me get it?

Posted by Kirsty Elliott on

Answer.

Hi Kirsty, thank you for your question.

We work with a large panel of lenders, many of whom can help people who have been refused elsewhere. Are you employed and do you have a driving licence?

If so, please make an application and we'll see what we can do for you. If approved, you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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Question.

Hi there, I would like to change my car but it is on finance currently. Can you help pay this off with a car dealer and rework my new payments?

Posted by Darren Booth on

Answer.

Hi Darren, thank you for your question.

We could indeed try to help you to swap your current car. You mention it is still on finance. Do you know what the settlement figure is and how much your car is worth (trade value)?

Once we have this information all we need to do is get you approved and you can get looking a new car. If approved, the supplying dealership will take your current car off you in part exchange and they'll be responsible for settling the outstanding finance. Hopefully you won't be in negative equity, but if you are, we have lenders that may be able to help with this.

Please make an application when you're ready. If approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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Question.

Hi there, I have bad credit and really want to get a car on finance. What are my options? I have a small deposit towards the applicaton.

Posted by Alix on

Answer.

Hi Alix,

Because we are a finance broker we work with a panel of lenders in order to get you the best acceptance for whatever your credit circumstances are. We have various lenders that specialise in providing finance for customers who may have experienced credit difficulties such as; defaults, late payments and CCJs. We conduct a soft credit search to ensure your application is sent to the most suitable lender.

The fact that you have a deposit will certainly help your application. Please make an application and we'll see what we can do for you. If approved, you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

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