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Car Finance Expert Q&A

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Edwin Miles. Underwriting Manager

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Discharged bankrupt, need 50% finance on £8000 VW Golf

Hi Edwin, I am a discharged bankrupt (June 2010), self employed Chartered Accountant clawing my way back. I want to buy a Mk5 Golf for about £8000 and have £4000 cash. All bills paid by direct debit, bank account always positive, no other loans or credit cards. Current income about £14000 per annum with spare cash of about £250 per month. What do you think?Thanks, Chris

Posted by Chris Applegate on

Answer.

Hi Chris, apologies for the delayed response. From what you have said i'm confident we could get you approved for car finance on a VW Golf even though you have an adverse credit history due to you having such a large deposit and a decent monthly budget. As long as you can prove your income, have some current clean credit registered at your current address and a UK licence we should be in business. Kind Regards, Edwin

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