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Car Finance Expert Q&A

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Edwin Miles. Underwriting Manager

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£3000 Car Loan Over 36 Months

Hi, I have seen a car I like for £5000 and have £2000 deposit, so would need a loan of £3000 from you. My credit score is 725 and I earn about £650 a month part time. Is it likely I could apply for that much and what would my monthly repayment be approx? I'd like it over 36 months or longer. Thanks

Posted by Brendan on

Answer.

Hi Brendan, apologies for the delayed response. I hope you're well. With an average credit score and an income of £650 i am confident that we can get you approved for £3000 as you have a large deposit. As long as you have a UK licence, are on the electoral roll and can prove your income we should be able to gain an acceptance. £3000 over 36 months (with average credit) would cost you circa £125 p/month. Over 48 months it would be approx £90 p/month. Kind Regards, Edwin

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Posted by harry on

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