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Car Finance Expert Q&A

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Edwin Miles. Underwriting Manager

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Cygnet Car Finance

Hi Edwin, i hope you're well. I'm wondering whether you could help me? I currently have finance via Cygnet Car Finance - have you heard of them? I'd like to get a new car and need a little help. I only have 1 year left on my agreement and wondered whether i could settle the finance and get a newer car. Is this possible? I've made all my payments on time and have rebuilt my credit up over the past 2 years. I earn £1500 p/month and am on the voters roll. Any help is appreciated. Thanks, Roberta

Posted by Roberta Flack on


Hi Roberta, thanks for your question.
Yes, I have heard of Cygnet car finance.
As you have made all of your payments on time, are on the voter's roll and have a good income, we should be able to help. If approved with us, we'd ask you to find a new car at a dealership and organise what price they will give you for your current car. The supplying dealer will then settle any existing finance you currently have with the existing finance company. Do you know what your car is worth approx and how much you still owe? Kind regards, Edwin

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