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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

Motorbike finance with first response

Hello, i have recently got credit through 1st response to obtain a motorbike. I am having no problems with my payments with them but i still have a bad credit rating. Would it be possible to still gain car finance?

Posted by David Smith on


Hi David, thank you for your question. If i'm honest it would be highly unlikely that First Response would give you another loan on top of the motorbike finance agreement.

However, there is a chance that one of our other lenders may be able to help. Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. There's no guarantee of an approval at this stage but we'll certainly try our best to help. Kind Regards, Edwin

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Does the finance for a motorcycle have to be from a dealership, or could I go private and buy from sites like Gumtree?

Posted by Josh on


Hi Josh, thank you for your question,

If you are approved for a hire purchase or PCP loan with ourselves, you can choose a car from any reputable dealer in the UK. Do you have good credit? If so you may be eligible for a personal loan, and in this case the loan is unsecured, and you can spend the funds as you wish. This means you can purchase the car from a private seller or dealer.

Please make an application when you're ready and if approved we provide a no obligation quote and you can buy a car from any dealer. Kind Regards, Edwin

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