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Edwin Miles. Underwriting Manager

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Can i get car finance while on maternity leave?

Hi there, i'm about to go on maternity leave (in a month) and need to get myself a bigger car for when the baby arrives (i know i've left it late). The thing is i'm not sure whether i'll be able to get a loan or not. I have a decent credit score and have a small deposit. Can you help?

Posted by Etta on

Answer.

Hi Etta, we can indeed secure you car finance even though you will be on maternity leave. As you have a good credit score just place your current job on our application form. Hopefully we'll get you approved with a lender that doesn't need to see proof of income. Even if the lender does need to see this we'll be fine. If you're slightly nervous of getting approved would you have anyone else you can add onto the application as a guarantor. This gives lenders another level of comfort and both incomes can be taken into account. If you have any more queries please ask. If not please make an application when you're ready. Kind Regards, Edwin

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