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Car Finance Expert Q&A

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Edwin Miles. Underwriting Manager

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Motability Car Finance - Repossession

Hello, i bought a car from my mum without knowing it was on a mobility hire purchase scheme. I had agreed with her a fee of £6000 but i paid £4000 to her before she died. Mobility are saying that they are going to repossess the car & i want it to go to court as i am disputing ownership. Can they take car without courts permission?

Posted by Graham on


Hi Graham, i'm sorry to hear about your mothers passing and the current situation you find yourself in. Unfortunately Motability are the legal owners of the car. They can repossess the car without the courts permission. Bottom line is that your mum shouldn't have sold you the car as she would have know there was finance outstanding. I'm sorry to give you the bad news and good luck. Edwin

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Hello, my wife is about to lose her right to a motability car. I have had a terrible credit history and can't see myself being accepted by main stream lenders. I am in full time employment with the same employer for the last 8 years and i am on the electoral roll. Do you think you can help. Many Thanks, Tom

Posted by Tom Taylor on


Hi Tom, we'll certainly try and help. The good news is that you have a stable job, income and address history which is what lenders look for. We help people with bad credit so please apply when you feel ready.

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